Apply for Business Funding, Fen Business Capital Las Cruces
When you apply for a business loan in Las Cruces through Fen Business Capital, you start with a no-obligation conversation at 545 S Melendres St or by phone at (575) 217-1574.
When you apply for a business loan in Las Cruces through Fen Business Capital, you start with a no-obligation conversation at 545 S Melendres St or by phone at (575) 217-1574.
How it works
The business funding application begins when you call (575) 217-1574 or stop by our Melendres Street office. We ask about revenue, time in business, what you need the capital for, and how fast you need it. That ten-minute conversation tells us which of our programs, SBA 7(a) loans, working capital, equipment financing, commercial real estate, lines of credit, or invoice factoring, fits your approval odds best. No two chile roasters in Mesilla Park or HVAC contractors in Picacho Hills look identical on paper, so we tailor the approach before you waste time on the wrong product.
Qualifying
Bring three months of business bank statements, your most recent tax return, a driver's license, and a simple explanation of what the money will do. If you're buying equipment or real estate in Doña Ana County, include the vendor quote or purchase agreement. The faster we assemble a clean file, the faster lenders respond, and the better your approval odds hold up under underwriting.
Once we submit your file, lenders typically respond within one to three business days. We stay on the phone with underwriters, answer their follow-up questions, and keep you updated without the runaround. If one lender passes, we pivot to the next until we find a yes or exhaust realistic options. You're never obligated to accept an offer, and there's no cost to apply.
Call Fen Business Capital at (575) 217-1574 or visit us at 545 S Melendres St in Las Cruces. We serve Tortugas, Fairacres, Las Alturas, University Park, Talavera, and every corner of the Mesilla Valley where businesses need capital and brokers who close. Contact us today and let's start your application.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Las Cruces owners trust Fen Business Capital