Contact Business Loan Broker Las Cruces

How it works

How to Get a Loan Quote from Our Las Cruces Office

To get a loan quote, call us at (575) 217-1574 with your last three months of bank statements and a rough idea of how much capital you need. We'll walk through your business fundamentals on that first call, sketch out which products make sense for your approval odds, and tell you what documentation we'll need to move forward. Most Las Cruces business owners spend fifteen minutes on the phone and leave with a clear picture of their options.

Bring recent statements if you prefer to meet face-to-face. We're near the Amador Avenue intersection, five minutes south of Mesilla Valley Mall and an easy drive from Mesilla, Tortugas, or University Park. Parking is straightforward along Melendres.

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What to Prepare Before You Talk to an Advisor

Talk to an advisor armed with your federal tax returns for the past two years, year-to-date profit-and-loss statements, and three months of business bank statements. If you're pursuing equipment financing or commercial real estate loans, have quotes or property addresses ready. For invoice factoring, bring your aged receivables report. The more complete your picture, the faster we identify programs that align with your approval profile and the fewer back-and-forth requests slow the process.

Las Cruces operators in agriculture, hospitality along Avenida de Mesilla, and retail often need working capital on short notice. Having your documentation organized means we can move the same day you call.

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Our Contact Information

Fen Business Capital 545 S Melendres St Las Cruces, NM 88005 Phone: (575) 217-1574

We serve Las Cruces, Mesilla, Fairacres, Dona Ana, Las Alturas, University Park, Talavera, and Picacho Hills. Walk-ins are welcome during business hours, Monday through Friday.

Ready to move forward? Visit our Apply Now page to start your application, read more on our About page, or explore financing options on our Las Cruces business loans city hub.

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Talk to a Las Cruces advisor

Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.

We are a broker, not a lender. There is no cost to apply and no obligation.

Office545 S Melendres St, Las Cruces, NM 88005

ServingLas Cruces, NM and nearby

HoursMon-Fri 8-6

Call (575) 217-1574 Apply Now →

Service areas

Neighborhoods and areas we serve in Las Cruces

We broker commercial financing for businesses across Las Cruces and the surrounding communities.

Retail storefronts along Main Street Downtown, medical offices near MountainView Regional, auto shops in the industrial corridor off Telshor, and hospitality clusters near the interstate all require different loan structures.

Mesilla Tortugas Fairacres Doña Ana Las Alturas University Park Talavera Picacho Hills

Common questions

Contact Fen Business Capital

Do I need an appointment to visit your Las Cruces office?+

No appointment is required, though calling (575) 217-1574 ahead helps us reserve time to review your situation without interruption. Walk-ins work fine if you're nearby on Melendres Street and want to drop off documents or ask quick questions about SBA 7(a) or equipment financing options.

What happens after I contact you?+

After you contact business loan broker Las Cruces at (575) 217-1574, we'll gather basic details about revenue, industry, and funding purpose, then outline which programs suit your profile. You'll receive a list of required documents, and we'll schedule a deeper review once you submit them. Most conversations start as phone calls and move to document exchange within a day.

Can I get a quote over the phone?+

Yes. When you call to get a loan quote, we'll ask about monthly revenue, time in business, credit standing, and loan purpose. That's enough to recommend specific products like working capital, business lines of credit, or invoice factoring and explain general structure. Formal quotes require documentation, but initial guidance happens during the first call.

Do you charge a fee to discuss my options?+

Initial consultations carry no upfront cost. We earn broker fees only when a loan closes, so the conversation about your approval odds and program fit costs nothing. Transparency matters: we'll explain our compensation structure before you sign any agreement, and you'll know exactly what to expect throughout the process.

What if my business is in Mesilla or Dona Ana?+

We serve the entire Mesilla Valley corridor. Whether your operation is in downtown Las Cruces, along the Dona Ana roadway, or in Mesilla's historic district, call (575) 217-1574 for the same broker support. Drive time from most nearby areas runs under fifteen minutes to our Melendres Street location.

Which loan programs can I ask about?+

You can ask about SBA 7(a) loans, working capital advances, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and other commercial products. Every program has different approval criteria, so we'll match your business fundamentals to the products that make sense rather than pushing a single solution.

Ready to move on funding?

Talk to a local advisor and get matched to the right program, no obligation.

Apply Now →

Why Las Cruces owners trust Fen Business Capital

Licensed Commercial Loan BrokerState-licensed to arrange business financing on your behalf.

Broker, Not a LenderWe shop your deal across multiple lenders — we don't fund loans ourselves.

No Upfront FeesYou pay nothing to apply or get matched with a lender.

Confidential & SecureYour financial information is never shared without your consent.

Local to Las Cruces, NMBased in Las Cruces, NM, with on-the-ground knowledge of local lenders and licensing.

National Lender NetworkAccess to lenders coast to coast, not just those in your immediate area.

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