SBA Loans in Picacho Hills, NM

SBA loans blend government guarantees with private lender capital, stretching repayment across ten to twenty-five years depending on use. The 7(a) program covers almost any business purpose: purchasing the building your winery tasting room occupies along Picacho Hills Road, upgrading HVAC in a professional office, or consolidating expensive merchant cash advances. The 504 variant finances fixed assets like land and construction, splitting the loan between a bank and a Certified Development Company. Both programs require borrowers to demonstrate repayment ability through tax returns, bank statements, and a credible business plan. Fen Business Capital in Las Cruces brokers these deals, matching Picacho Hills applicants to SBA-preferred lenders and walking files through underwriting.

We gather your financials, draft the narrative, and submit to lenders who close SBA deals in southern New Mexico. Our office at 545 S Melendres St, Las Cruces, NM 88005 is a short drive east on I-25, and we work by appointment or phone at (575) 217-1574. Expect underwriting to request three years of returns, interim statements, a rent roll or lease, and personal financial statements. We track conditions, answer lender questions, and coordinate closing so you spend less time chasing paperwork. Learn more about SBA loans across Las Cruces or explore other Picacho Hills business financing options.